1306 N. Logan 25th St., Texas City, TX (409) 945-2318 Routing #313189498

Fee Schedule

Effective May 1, 2017

Bylaw Requirements:
You must complete payment of one share in your share account as a condition of admission to membership.

Transaction limitation – We reserve the right to at any time require not less than seven days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined be Regulation D.

National Credit Union Share Insurance Fund - Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund.

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Fee Description	Fee Amount
Bill Pay for the first 90 days	Free
Bill pay per month without a debit card	$2.95
Bill pay with a debit card used by the 20th of the month	Free
Share Draft NSF	$28.00
Electronic Funds transfer return (ACH)	$28.00
Debit Card Overdrawn per item	$28.00
Stop Payments (all items)	$28.00
Share Draft Stop Pay for each or a consecutive series	$28.00
ACH Stop Payment	$28.00
Share Draft Check Orders	Varies
Share Draft Check Copy	$2.00
S/D History on current month (Computer Printout)	$3.00
Copy of monthly statement	Refer to research fee
Share Draft overdraft protection transfer	$5.00
Share Draft Statement Reconcilement $25.00 minimum for first two hours; thereafter $10.00 per hour (pro rate per hour after first two hours)	$25.00
Account Research $25.00 minimum for first 2 hours; thereafter $15.00 per hour (pro rate per hour after first two hours)	$25.00
Accounts closed within 180 days of opening	$5.00
Western Union	$20.00
Outgoing Bank Wire (Domestic)	$20.00
Outgoing Bank Wire (through a bank)	$28.00
NSF check drawn on another financial institution or third party	$7.50
Same party return deposit items	$28.00 (does not apply to On-Us Share Draft)
Return mail address changes	$5.00
Per Loan for Skip-A-Payment	$20.00
Undeliverable address (after 2nd quarter mail outs)	$5.00
Share or Share Draft CU check withdrawals over two transaction per month	$2.00 (per item)
Excessive Share Withdrawal (excess of 6 per month)	$1.00 each w/d
Certified/Teller Check (first two checks free per month)	$2.00 (per item)
VISA Debit Card replacement if lost	$5.00
Collection Draft	$25.00
Collection Item	$25.00
Debit Card Dispute Denial	$30.00
IRA Transfer to another institution	$20.00
Dormant Account (after 35 months)	$25.00
Coin Exchange	10% of total
Garnishments/Levy (plus attorney fees)	$75.00 per item

Does not include other required fees per outside agencies. We may require no less than 7 days' notice in writing before each withdrawal from an interest bearing account other than a times deposit, or from an other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.

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